While the debate on health care reform continues, the annual renewal period for health insurance policies is quickly upon us. Whether you have an individual, private plan or are covered by your employer’s insurer, this post applies to you. This weekend the NY Times published an excellent article outlining the considerations insureds must make when [...]
Oct
12
2009
12
2009
Sep
17
2009
17
2009
Insurance Bad Faith – recover $$ from your insurer for dropping you
An insurance company owes its insured a duty of acting in good faith and fair dealing. In other words, the insurer must act reasonably in processing and paying your insurance claims. This contractual relation is why you pay your insurer steep monthly insurance premiums – to be covered in times of need. In South Carolina, [...]
Sep
16
2009
16
2009
Negotiating Value of Damaged Goods in Ravenna Flood
Some Ravenna residents continue to negotiate the value of their personal belongings damaged in the flood caused by the City of Seattle. The City of Seattle promptly accepted responsibility for negligently flooding Ravenna area homes. Now it’s just a discussion of money. While it may seem unfair, Washington state law provides that the value of [...]
Aug
24
2009
24
2009
How to Select Auto Insurance Coverage That’s Right For YOU In Washington State | eHow.com
During an economic recession, everyone is pinching pennies – but your auto insurance coverage should not be one of those places. A few dollars savings now will not help you in the future, when there’s an accident, or accruing medical bills. This article will walk you through the insurance requirements under Washington law and what [...]
Aug
22
2009
22
2009
Most Homeowners and Renters Insurance policies exclude “flood” as a covered loss
Seattle homeowners and renters in the Ravenna neighborhood, just north of the University of Washington, experienced extensive property damage loss when the City of Seattle’s water main broke, causing over 800,000 gallons of drinking water to flood area residents’ homes. City of Seattle has admitted liability.
