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	<title>The Filutowski Law Firm, PLLC &#187; Insurance</title>
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	<description>Dedicated To Protecting Individuals&#039; Rights</description>
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		<title>Tanning Bed Addiction, Possible Need For FDA Regulation</title>
		<link>http://www.filutowskilaw.com/2010/04/tanning-bed-risks-pose-need-for-fda-regulation/</link>
		<comments>http://www.filutowskilaw.com/2010/04/tanning-bed-risks-pose-need-for-fda-regulation/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 19:33:25 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Products Liability]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=1238</guid>
		<description><![CDATA[The American Association for Justice (AAJ) reported today:
The Los Angeles Times (4/20, Roan) reports that, according to a study published in the April issue of the Archives of Dermatology, &#8220;as many as a third of young people who use tanning beds may be addicted to the behavior.&#8221; While &#8220;it&#8217;s unclear how or why tanning can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Drunk Driver Gets 8 Years in Prison in Snohomish County</title>
		<link>http://www.filutowskilaw.com/2010/03/snohomish-drunk-driver-gets-8-years-in-prison/</link>
		<comments>http://www.filutowskilaw.com/2010/03/snohomish-drunk-driver-gets-8-years-in-prison/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 14:32:41 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Auto]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Washington State]]></category>
		<category><![CDATA[Matthew McDonald sentencing]]></category>
		<category><![CDATA[wrongful death lawsuit drunk driver]]></category>
		<category><![CDATA[wrongful death personal representative]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=1118</guid>
		<description><![CDATA[The Seattle Times reported that yesterday Matthew McDonald, who plead guilty to four counts of vehicular homicide, received a sentence of 8 years in prison by Snohomish County Superior Court Judge David Kurt.   McDonald had a clean record before driving through a stop sign in Marysville into the side of a car carrying four adults.  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seattle Bicycle Commuters: Traffic Laws Apply</title>
		<link>http://www.filutowskilaw.com/2009/11/seattle-bicycle-commuters-traffic-laws-apply/</link>
		<comments>http://www.filutowskilaw.com/2009/11/seattle-bicycle-commuters-traffic-laws-apply/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:10:03 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Auto]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Seattle]]></category>
		<category><![CDATA[Seattle bicycle law]]></category>
		<category><![CDATA[Seattle bicyclist]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=745</guid>
		<description><![CDATA[Biking originated as a recreational activity.  Over time in an increasingly congested region, many Puget Sound residents have adopted bicycling as a form of transportation to/from work.  The majority of bicyclist commuters abide by the Washington State bike laws, however, there are the few that do not and unfortunately inflict serious personal injury upon innocent [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Puget Sound Winter Storm Preparedness</title>
		<link>http://www.filutowskilaw.com/2009/11/puget-sound-winter-storm-preparedness/</link>
		<comments>http://www.filutowskilaw.com/2009/11/puget-sound-winter-storm-preparedness/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 18:27:14 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Home]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=642</guid>
		<description><![CDATA[In light of recent extreme winds and rains, crashing trees and branches and the pond-sized roadway puddles around the Sound, individuals should take preventative measures to ensure themselves, their cars and their homes against avoidable loss and inconvenience.  A great source is the Washington State Department of Transportation (WSDOT) storm preparedness website: Take Winter by [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Uninsured Children Have 60% Increased Chance of Dying</title>
		<link>http://www.filutowskilaw.com/2009/10/uninsured-children-have-60-increased-chance-of-dying/</link>
		<comments>http://www.filutowskilaw.com/2009/10/uninsured-children-have-60-increased-chance-of-dying/#comments</comments>
		<pubDate>Sat, 31 Oct 2009 01:24:56 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[Children's Hospital]]></category>
		<category><![CDATA[John Hopkins study uninsured children]]></category>
		<category><![CDATA[Kids and Health Insurance]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=633</guid>
		<description><![CDATA[A recent John Hopkins study confirms that children who are uninsured are more likely to die in the hospital. This is not a matter of the child not receiving adequate care or priority treatment at the hospital, but rather an issue of adequate, routine care leading up to the hospital visit.
Uninsured children do not regularly [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Battle of Insurance Coverage: Workers&#8217; Compensation v. Health Insurance</title>
		<link>http://www.filutowskilaw.com/2009/10/battle-of-insurance-coverage-workers-compensation-v-health-insurance/</link>
		<comments>http://www.filutowskilaw.com/2009/10/battle-of-insurance-coverage-workers-compensation-v-health-insurance/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 16:04:39 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[Amelia Mendoza]]></category>
		<category><![CDATA[Blue Cross]]></category>
		<category><![CDATA[workers compensation]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=610</guid>
		<description><![CDATA[Another debate regarding which insurer should pay for the medical bills makes headlines.  On April 12 nad 14, 2009, Pasadena hospital nurse, Amelia Mendoza,  suffered traumatic brain injury when a patient repeatedly violently struck her in the head.  A week following the attacks, Amelia (52 years old) collapsed with a stroke.   Amelia&#8217;s private insurer, BlueCross [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special Rules for Vespas and Scooters In Seattle</title>
		<link>http://www.filutowskilaw.com/2009/10/special-rules-for-vespas-and-scooters-in-seattle/</link>
		<comments>http://www.filutowskilaw.com/2009/10/special-rules-for-vespas-and-scooters-in-seattle/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 20:21:54 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Auto]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Seattle]]></category>
		<category><![CDATA[scooter accident]]></category>
		<category><![CDATA[Seattle scooters]]></category>
		<category><![CDATA[Seattle vespas]]></category>
		<category><![CDATA[vespa accident]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=763</guid>
		<description><![CDATA[Although they maneuver and fit in places that a bicycle can &#8211; vespas and scooters can not legally travel in the same places as bicycles do on roadways.  Seattle Municipal Code 11.53.190 provides one exception: vespas and scooters may enter a bike lane only when maneuvering a turn, and only after first yielding to bicyclists.
Which [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selecting or Renewing Your Health Insurance Policy?</title>
		<link>http://www.filutowskilaw.com/2009/10/things-to-consider-when-selecting-or-renewing-your-health-insurance-policy/</link>
		<comments>http://www.filutowskilaw.com/2009/10/things-to-consider-when-selecting-or-renewing-your-health-insurance-policy/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 07:32:51 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[purchasing health insurance]]></category>
		<category><![CDATA[renewing health insurance]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=603</guid>
		<description><![CDATA[While the debate on health care reform continues, the annual renewal period for  health insurance policies is quickly upon us.  Whether you have an individual, private plan or are covered by your employer&#8217;s insurer, this post applies to you.
This weekend the NY Times published an excellent article outlining the considerations insureds must make when renewing [...]]]></description>
		<wfw:commentRss>http://www.filutowskilaw.com/2009/10/things-to-consider-when-selecting-or-renewing-your-health-insurance-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Bad Faith &#8211; recover $$ from your insurer for dropping you</title>
		<link>http://www.filutowskilaw.com/2009/09/insurance-bad-faith-recover-from-your-insurer-for-dropping-you/</link>
		<comments>http://www.filutowskilaw.com/2009/09/insurance-bad-faith-recover-from-your-insurer-for-dropping-you/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 16:03:29 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Medical Care]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Insurance Bad Faith]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=498</guid>
		<description><![CDATA[An insurance company owes its insured a duty of acting in good faith and fair dealing.  In other words, the insurer must act reasonably in processing and paying your insurance claims.  This contractual relation is why you pay your insurer steep monthly insurance premiums &#8211; to be covered in times of need.
In South Carolina, an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Negotiating Value of Damaged Goods in Ravenna Flood</title>
		<link>http://www.filutowskilaw.com/2009/09/negotiating-value-of-damaged-goods-in-ravenna-flood/</link>
		<comments>http://www.filutowskilaw.com/2009/09/negotiating-value-of-damaged-goods-in-ravenna-flood/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 15:29:27 +0000</pubDate>
		<dc:creator>Alexandra</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[City of Seattle]]></category>
		<category><![CDATA[loss of use]]></category>
		<category><![CDATA[Ravenna flood]]></category>

		<guid isPermaLink="false">http://www.filutowskilaw.com/?p=479</guid>
		<description><![CDATA[Some Ravenna  residents continue to negotiate the value of their personal belongings damaged in the flood caused by the City of Seattle.  The City of Seattle promptly accepted responsibility for negligently flooding Ravenna area homes.  Now it&#8217;s just a discussion of money.  While it may seem unfair, Washington state law provides that the value of [...]]]></description>
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